The Martin Lewis Podcast

BBC Radio 5 Live

Summary

Get ready to take control of your wallet with The Martin Lewis Podcast. Hosted by Britain’s most trusted money expert, this show goes far beyond simple budgeting advice. Whether you are navigating the complexities of ISA rules, debating the merits of fixing your energy tariff, or wondering if you should be investing for the future, Martin breaks down the jargon into clear, actionable steps that anyone can follow. The heart of the podcast lies in its popular Question Time episodes, where listeners share their real-world dilemmas—from student loans and car finance claims to the emotional weight of home ownership. You will hear success stories from people who have used these tips to save hundreds on breakdown cover, haggle down utility bills, or master the art of bank switching. Martin’s signature style is analytical yet accessible, often using relatable analogies to explain everything from pension contributions to tax technicalities. Beyond the numbers, the show offers honest, human-centered financial planning. It encourages you to think differently about your spending, your long-term security, and your consumer rights. If you want to cut through the noise of the financial world, learn how to protect yourself from unfair practices, and discover the smartest ways to make your money work harder for you, this is the essential guide to managing your personal finances with confidence.

Updated Jul 6, 2026

Episodes

Question Time: Will new ISA rules ruin marriage savings? Fix on a prepayment meter? You helped my finances, and me find love!

Jul 6, 202645 min

Learn if new ISA rules hit marriage savings, how to lower prepayment meter bills, and a listener's love success.

Question time: Will new ISA rules ruin my wedding savings? | Martin, you helped me find love! | Can I fix on a prepay meter?

Jul 6, 202645 min

Learn how upcoming ISA rules affect your savings and discover if you can lower rates on a prepayment meter.

The Packing Pod! Cut out hidden holiday costs: foreign exchange, insurance, travelling with kids & more

Jul 2, 20261h 15m

Cut holiday costs with expert tips on foreign exchange, travel insurance, passport checks, and flying with kids.

Question Time: Is saving 15% of my salary into my pension enough? How long do I keep financial docs? ISA rules when I die?

Jun 29, 202640 min

Learn if 15% is enough for your pension, how long to keep financial records, and what happens to ISAs after death.

The huge new ISA and Lifetime ISA changes explained | Flight crew secrets

Jun 25, 20261h 5m

Learn how new ISA rules and the upcoming First Time Buyer ISA proposal impact your savings and property plans.

Question Time: Are we failures for not owning a home? Is the LISA still due to be replaced? Car finance claim success!

Jun 22, 202658 min

Get advice on buying a home in your forties, updates on Lifetime ISA reforms, and a success story on car finance claims.

How it pays to be nice! The top ten big firms to haggle with and their call centre secrets

Jun 18, 202657 min

Stop paying over the odds by using these expert haggling tactics to secure big discounts on your household bills.

Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

Jun 15, 202645 min

Should you pay off student loans with 0% cards, switch kids' ISAs to shares, or haggle down your breakdown cover?

Car finance payouts! Will it happen? Have you unknowingly signed up to a claims firm?

Jun 11, 202648 min

Learn how to reclaim car finance missselling and what to do if you’ve been misled by a claims management firm.

Question Time: Get life insurance young, as its cheaper? Keep my bank account but get switchers’ bonus? When to STOP investing?

Jun 8, 202646 min

Lock in life insurance while young, master bank switching bonuses, and decide when to stop investing.

Why the Price Cap rise is voluntary! £87bn of lost pensions & accounts. Reclaim student loans

Jun 4, 20261h 3m

Learn how to reclaim lost pensions and bank accounts and find out how to avoid the upcoming energy price cap rise.

Question Time: Cancel old credit cards? Martin: What 3 laws would you introduce? Pay v pensions?

Jun 1, 202632 min

Get practical guidance on savings tax, credit card switches, pension trade-offs, and three proposed consumer laws.

Question Time: Beginner investor: explain the risk? Faulty kitchen: getting money back? Self-employed: how to start a pension?

May 18, 202638 min

Master the basics of investing risk, claim faulty kitchen repairs, and start a pension as a freelancer.

Council Tax Cost Cutting Special: 5 ways to try to cut your bill & possibly get £1,000s back

May 14, 20261h 1m

Slash your council tax bill and potentially reclaim thousands of pounds in overpaid tax with these expert steps.

What’s the best way to stooze (pervert 0% cards to make money)? | Top savings for 17yr-old | Will I lose Child Benefit?

May 11, 202630 min

Learn the best way to stooze for profit, pick the right savings for teens, and manage your Child Benefit thresholds.

Energy firms sitting on £3bn of our credit – how to get it back | Cheapest way to spend abroad

May 7, 20261h 1m

Check if your energy direct debit is too high to reclaim your cash and find the cheapest ways to spend abroad.

Question Time: Where do I put house sale money? Consumer rights wrong righted! How to talk to my partner about money?

May 4, 202630 min

Learn how to switch energy deals, manage house sale proceeds, and resolve money disagreements with your partner.

Can you make £500 switching bank?

Apr 30, 202647 min

Switch your bank account now to pocket up to £500 in bonuses and rewards from the UK's top providers.

Question Time: I got £5k back after calling the pod! Can I move a loan to a 0% card? Claim car finance comp for dead relative?

Apr 27, 202635 min

Learn how to track down a deceased relative's car finance, navigate debt consolidation, and reclaim lost cash.

The big mistake many make when saving or investing for their children…

Apr 23, 20261h 4m

Stop treating your kids' future as a savings account when long-term investing is usually the better financial choice.

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